08-24-2010, 10:43 PM
Yeah...I don't know how long ago you opened the account....but monthly service charges do exist for accounts under a certain amount (under $200 in my case costs me $5 a month). I had $50 one month and the next it was down to $45. It's possible that one service charge put you over the limit one month and then the overdrawn limit might have had a massive charge attached.